Consumer Account & Trust, INC (“Company” or “we” or “our” or “CAT”), owns and operates the website https://consumeraccountandtrust.com, (the “Site”). Through the Site, CAT operates a prospective customer database (the “Service”), by which it compiles, sorts and process loan applications on behalf of consumers who have shown an interest in applying for financial products or services offered by CAT. CAT uses third party vendors as well as affiliates to promote the Site to consumers interested in completing an online application at our Site.

CAT also promotes its product and service offerings via e-mail or telephone to consumers who requested that they be contacted either through our online application opt-in process via our Site or through an Opt-In process on one of our many vendor or affiliate sites (“Prospect Members”). Prospect Members will then receive email or telephone contacts only for so long as they wish to continue to receive such contacts.

Your Privacy is Top Priority

CAT recognizes the importance of protecting your personal information. We collect and retain information about you to communicate with you, to process your requests for products and services, and to inform you about other financial services that may be of interest to you through our newsletter. Please review our Privacy Policy for more information. To maximize the friendliness our Site usage you do not need to complete any registration forms. Also we will not send you any information such newsletters or updates without your personal request.

Links

CAT website may contain links to other sites. Please be aware that CAT is not responsible for the privacy practices of such sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by CAT even in cases where we may frame another site with our own. From time to time we may co-brand certain services with third parties. It will be clear at the point of collection who is collecting such information and whose privacy statement governs. For example, without limiting the foregoing, we co-brand with loan brokers, and credit reporting agencies.

Security

We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For exCATle, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Disclosure

As CAT grows, we may buy other businesses or their assets or sell our business assets. Customer information is generally one of the business assets involved in such transactions. Thus, in the event that CAT or all of its assets are acquired, customer information, including any visitor information collected through the Site, would be one of the transferred assets. For more information see our “Notification of Changes” section below.

Finally, CAT reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Company’s rights or property, other visitors, members, or anyone else that could be harmed by such activities. Company also reserves the right to disclose visitor or member information when we believe in good faith that the law requires it.

Sharing Information with Affiliates

When you submit your request for information or quote, you are granting permission to be contacted by Account Management Plus or affiliated third parties. We may share the contact and loan request data you submit on the Quote Request form with affiliated companies such as banks, commercial lenders and licensed loan brokers to fulfill information requests we receive from you, to provide you with superior service, inform you of product and service opportunities that may be of interest to you.

Sharing information with Co-Branded Partners

Some of the services offered on our website may be co-branded with contracted partners. Co-Branded offerings will be identified directly on the Quote Request form for the product or service you choose prior to you having to submit the Quote Request. Where a co-branded product or service provider is identified your Personally Identifiable information will be provided directly to that provider’s website, not CAT. The Product or Service provider shall control your data once submitted to them. For purposes of identification and tracking, your contact information (name, address, phone, e-mail address, etc.) is shared with CAT.

Site and Service Updates

We will send the user site and service announcement updates. Members are able to unsubscribe from service announcements, which contain information about the service. We also communicate with customers to provide requested services and in regards to issues relating to the account via e-mail or telephone when requested.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Notification of Changes

If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected, we will prominently post a notice on the website for 30 days. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this materially different manner.

Correct / Update Information

If you would like to verify any data that we have received from you, make any corrections or disable the use of your personal information, please contact us at [email protected] or log into your account here on https://consumeraccountandtrust.com.